ZIP Code 35640 Demographics

Morgan County, Alabama  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 35640 compared to county averages.

Total Population

26,909

↓ 78.1% vs county

Median HH Income

$69,233

↑ +12.4% vs county

Median Home Value

$176,900

↑ +1.2% vs county

Median Age

40.8 yrs

↓ +0.5% vs county

Unemployment Rate

2.8%

↑ 34.2% vs county

Income & Housing Comparison

How ZIP 35640 compares to Morgan County and Alabama overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 35640 $69k Morgan $62k Alabama $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 35640 $177k Morgan $175k Alabama $179k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

15.5%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

80.5%

of occupied housing units are owner-occupied

Median Gross Rent

$788

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 35640 using local Census metrics.

Median Home Value$176,900
Down Payment (20%)$35,380
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,124P&I: $895 | Tax: $177 | Ins: $52
Rent (Local Median)
$788
Renting is CheaperRenting is estimated to save you $336/month compared to buying costs.

How Does 35640 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 35640 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 35640, sorted by distance.

35622 7.3 mi away morgan county 35179 12.0 mi away cullman county 35619 12.1 mi away morgan county 35058 18.7 mi away cullman county 35057 21.0 mi away cullman county 35055 22.5 mi away cullman county 35098 22.6 mi away cullman county 35083 25.9 mi away cullman county

About Morgan County

Morgan County is located in Alabama and has a total population of 123,102. The county's median household income is $61,588 and median home value is $174,800. ZIP code 35640 is one of many ZCTAs within this county.

View all ZIP codes in Morgan County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.