ZIP Code 35040 Demographics

Shelby County, Alabama  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 35040 compared to county averages.

Total Population

18,464

↓ 91.8% vs county

Median HH Income

$72,474

↓ 20.0% vs county

Median Home Value

$183,700

↓ 33.6% vs county

Median Age

33.8 yrs

↑ 15.5% vs county

Unemployment Rate

1.6%

↑ 49.4% vs county

Income & Housing Comparison

How ZIP 35040 compares to Shelby County and Alabama overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 35040 $72k Shelby $91k Alabama $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 35040 $184k Shelby $277k Alabama $179k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

23.3%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

80.1%

of occupied housing units are owner-occupied

Median Gross Rent

$1,487

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 35040 using local Census metrics.

Median Home Value$183,700
Down Payment (20%)$36,740
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,167P&I: $929 | Tax: $184 | Ins: $54
Rent (Local Median)
$1,487
Buying is CheaperBuying a home is estimated to save you $320/month compared to local rents.

How Does 35040 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 35040 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 35040, sorted by distance.

About Shelby County

Shelby County is located in Alabama and has a total population of 223,916. The county's median household income is $90,618 and median home value is $276,500. ZIP code 35040 is one of many ZCTAs within this county.

View all ZIP codes in Shelby County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.