ZIP Code 86540 Demographics

Apache County, Arizona  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 86540 compared to county averages.

Total Population

909

↓ 98.6% vs county

Median HH Income

$23,250

↓ 38.0% vs county

Median Home Value

$32,500

↓ 47.9% vs county

Median Age

29.6 yrs

↑ 16.9% vs county

Unemployment Rate

14.9%

↓ +57.3% vs county

Income & Housing Comparison

How ZIP 86540 compares to Apache County and Arizona overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 86540 $23k Apache $37k Arizona $73k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 86540 $33k Apache $62k Arizona $321k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

7.1%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

75.4%

of occupied housing units are owner-occupied

Median Gross Rent

$468

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 86540 using local Census metrics.

Median Home Value$32,500
Down Payment (20%)$6,500
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$206P&I: $164 | Tax: $33 | Ins: $9
Rent (Local Median)
$468
Buying is CheaperBuying a home is estimated to save you $262/month compared to local rents.

How Does 86540 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 86540 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 86540, sorted by distance.

86503 19.2 mi away apache county 87310 52.6 mi away mckinley county

About Apache County

Apache County is located in Arizona and has a total population of 66,054. The county's median household income is $37,483 and median home value is $62,400. ZIP code 86540 is one of many ZCTAs within this county.

View all ZIP codes in Apache County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.