ZIP Code 95540 Demographics

Humboldt County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95540 compared to county averages.

Total Population

14,415

↓ 89.4% vs county

Median HH Income

$58,348

↑ +0.8% vs county

Median Home Value

$349,400

↓ 9.5% vs county

Median Age

39.1 yrs

↑ 1.0% vs county

Unemployment Rate

5.8%

↑ 36.6% vs county

Income & Housing Comparison

How ZIP 95540 compares to Humboldt County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95540 $58k Humboldt $58k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95540 $349k Humboldt $386k California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

15.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

57.1%

of occupied housing units are owner-occupied

Median Gross Rent

$1,122

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95540 using local Census metrics.

Median Home Value$349,400
Down Payment (20%)$69,880
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,218P&I: $1767 | Tax: $349 | Ins: $102
Rent (Local Median)
$1,122
Renting is CheaperRenting is estimated to save you $1,096/month compared to buying costs.

How Does 95540 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 95540 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95540, sorted by distance.

95551 7.5 mi away humboldt county 95562 8.1 mi away humboldt county 95536 8.4 mi away humboldt county 95537 11.1 mi away humboldt county 95569 20.8 mi away humboldt county 95545 21.0 mi away humboldt county 95571 21.0 mi away humboldt county 95554 27.2 mi away humboldt county

About Humboldt County

Humboldt County is located in California and has a total population of 136,132. The county's median household income is $57,881 and median home value is $386,000. ZIP code 95540 is one of many ZCTAs within this county.

View all ZIP codes in Humboldt County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.