ZIP Code 95012 Demographics

Monterey County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95012 compared to county averages.

Total Population

10,528

↓ 97.6% vs county

Median HH Income

$73,058

↓ 19.8% vs county

Median Home Value

$559,200

↓ 18.2% vs county

Median Age

27.7 yrs

↑ 21.1% vs county

Unemployment Rate

3.8%

↑ 25.7% vs county

Income & Housing Comparison

How ZIP 95012 compares to Monterey County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95012 $73k Monterey $91k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95012 $559k Monterey $684k California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

5.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

48.7%

of occupied housing units are owner-occupied

Median Gross Rent

$1,611

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95012 using local Census metrics.

Median Home Value$559,200
Down Payment (20%)$111,840
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$3,550P&I: $2828 | Tax: $559 | Ins: $163
Rent (Local Median)
$1,611
Renting is CheaperRenting is estimated to save you $1,939/month compared to buying costs.

How Does 95012 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 95012 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95012, sorted by distance.

95039 3.7 mi away monterey county 93907 4.7 mi away monterey county 93933 6.5 mi away monterey county 93955 11.0 mi away monterey county 93962 12.0 mi away monterey county 93943 14.1 mi away monterey county 93950 14.5 mi away monterey county 93940 14.5 mi away monterey county

About Monterey County

Monterey County is located in California and has a total population of 437,609. The county's median household income is $91,043 and median home value is $683,700. ZIP code 95012 is one of many ZCTAs within this county.

View all ZIP codes in Monterey County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.