ZIP Code 95631 Demographics

Placer County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95631 compared to county averages.

Total Population

6,244

↓ 98.5% vs county

Median HH Income

$94,706

↓ 13.4% vs county

Median Home Value

$485,200

↓ 22.6% vs county

Median Age

46.9 yrs

↓ +10.9% vs county

Unemployment Rate

5.0%

↓ +18.2% vs county

Income & Housing Comparison

How ZIP 95631 compares to Placer County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95631 $95k Placer $109k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95631 $485k Placer $627k California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

13.5%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

86.9%

of occupied housing units are owner-occupied

Median Gross Rent

—

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95631 using local Census metrics.

Median Home Value$485,200
Down Payment (20%)$97,040
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$3,080P&I: $2453 | Tax: $485 | Ins: $142
Rent (Local Median)
$1,500
Renting is CheaperRenting is estimated to save you $1,580/month compared to buying costs.

How Does 95631 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 95631 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95631, sorted by distance.

95717 7.0 mi away placer county 95713 7.1 mi away placer county 95714 10.4 mi away placer county 95701 11.9 mi away placer county 95715 15.7 mi away placer county 95986 19.8 mi away nevada county 95959 20.7 mi away nevada county

About Placer County

Placer County is located in California and has a total population of 406,608. The county's median household income is $109,375 and median home value is $627,100. ZIP code 95631 is one of many ZCTAs within this county.

View all ZIP codes in Placer County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.