ZIP Code 94109 Demographics

San Francisco County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 94109 compared to county averages.

Total Population

56,333

↓ 93.4% vs county

Median HH Income

$108,691

↓ 20.5% vs county

Median Home Value

$1,364,200

↑ +1.1% vs county

Median Age

37.4 yrs

↑ 4.8% vs county

Unemployment Rate

5.5%

↓ +2.8% vs county

Income & Housing Comparison

How ZIP 94109 compares to San Francisco County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 94109 $109k San Francisco $137k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 94109 $1.4M San Francisco $1.3M California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

39.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

16.4%

of occupied housing units are owner-occupied

Median Gross Rent

$2,143

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 94109 using local Census metrics.

Median Home Value$1,364,200
Down Payment (20%)$272,840
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$8,660P&I: $6898 | Tax: $1364 | Ins: $398
Rent (Local Median)
$2,143
Renting is CheaperRenting is estimated to save you $6,517/month compared to buying costs.

How Does 94109 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 94109 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 94109, sorted by distance.

94108 0.8 mi away san francisco county 94133 0.9 mi away san francisco county 94123 0.9 mi away san francisco county 94115 1.0 mi away san francisco county 94102 1.1 mi away san francisco county 94104 1.1 mi away san francisco county 94111 1.3 mi away san francisco county 94105 1.6 mi away san francisco county

About San Francisco County

San Francisco County is located in California and has a total population of 851,036. The county's median household income is $136,689 and median home value is $1,348,700. ZIP code 94109 is one of many ZCTAs within this county.

View all ZIP codes in San Francisco County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.