ZIP Code 95209 Demographics

San Joaquin County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95209 compared to county averages.

Total Population

46,756

↓ 94.0% vs county

Median HH Income

$94,324

↑ +13.9% vs county

Median Home Value

$427,700

↓ 7.4% vs county

Median Age

35.5 yrs

↓ +2.0% vs county

Unemployment Rate

10.8%

↓ +49.2% vs county

Income & Housing Comparison

How ZIP 95209 compares to San Joaquin County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95209 $94k San Joaquin $83k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95209 $428k San Joaquin $462k California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

15.3%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

72.8%

of occupied housing units are owner-occupied

Median Gross Rent

$1,768

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95209 using local Census metrics.

Median Home Value$427,700
Down Payment (20%)$85,540
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,716P&I: $2163 | Tax: $428 | Ins: $125
Rent (Local Median)
$1,768
Renting is CheaperRenting is estimated to save you $948/month compared to buying costs.

How Does 95209 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 95209 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95209, sorted by distance.

95210 3.1 mi away san joaquin county 95207 3.4 mi away san joaquin county 95211 5.1 mi away san joaquin county 95204 5.3 mi away san joaquin county 95242 6.5 mi away san joaquin county 95219 7.4 mi away san joaquin county 95258 8.7 mi away san joaquin county 95686 12.5 mi away san joaquin county

About San Joaquin County

San Joaquin County is located in California and has a total population of 779,445. The county's median household income is $82,837 and median home value is $462,000. ZIP code 95209 is one of many ZCTAs within this county.

View all ZIP codes in San Joaquin County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.