ZIP Code 95231 Demographics

San Joaquin County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95231 compared to county averages.

Total Population

4,865

↓ 99.4% vs county

Median HH Income

$70,242

↓ 15.2% vs county

Median Home Value

$470,400

↑ +1.8% vs county

Median Age

35.8 yrs

↓ +2.9% vs county

Unemployment Rate

2.1%

↑ 70.2% vs county

Income & Housing Comparison

How ZIP 95231 compares to San Joaquin County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95231 $70k San Joaquin $83k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95231 $470k San Joaquin $462k California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

3.2%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

57.9%

of occupied housing units are owner-occupied

Median Gross Rent

$1,563

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95231 using local Census metrics.

Median Home Value$470,400
Down Payment (20%)$94,080
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,986P&I: $2379 | Tax: $470 | Ins: $137
Rent (Local Median)
$1,563
Renting is CheaperRenting is estimated to save you $1,423/month compared to buying costs.

How Does 95231 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 95231 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95231, sorted by distance.

95330 4.3 mi away san joaquin county 95203 5.9 mi away san joaquin county 95206 7.7 mi away san joaquin county 95337 9.6 mi away san joaquin county 95366 11.9 mi away san joaquin county 95376 12.3 mi away san joaquin county 95304 14.8 mi away san joaquin county 95368 15.4 mi away stanislaus county

About San Joaquin County

San Joaquin County is located in California and has a total population of 779,445. The county's median household income is $82,837 and median home value is $462,000. ZIP code 95231 is one of many ZCTAs within this county.

View all ZIP codes in San Joaquin County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.