ZIP Code 95131 Demographics

Santa Clara County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95131 compared to county averages.

Total Population

31,335

↓ 98.4% vs county

Median HH Income

$164,227

↑ +6.8% vs county

Median Home Value

$1,112,000

↓ 15.6% vs county

Median Age

36.7 yrs

↑ 2.7% vs county

Unemployment Rate

5.6%

↓ +25.2% vs county

Income & Housing Comparison

How ZIP 95131 compares to Santa Clara County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95131 $164k Santa Clara $154k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95131 $1.1M Santa Clara $1.3M California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

31.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

63.2%

of occupied housing units are owner-occupied

Median Gross Rent

$2,964

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95131 using local Census metrics.

Median Home Value$1,112,000
Down Payment (20%)$222,400
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$7,059P&I: $5623 | Tax: $1112 | Ins: $324
Rent (Local Median)
$2,964
Renting is CheaperRenting is estimated to save you $4,095/month compared to buying costs.

How Does 95131 Compare?

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Location & Neighboring Areas

Interactive map showing ZIP code 95131 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95131, sorted by distance.

About Santa Clara County

Santa Clara County is located in California and has a total population of 1,916,831. The county's median household income is $153,792 and median home value is $1,316,800. ZIP code 95131 is one of many ZCTAs within this county.

View all ZIP codes in Santa Clara County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.