ZIP Code 32040 Demographics

Baker County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 32040 compared to county averages.

Total Population

8,235

↓ 70.6% vs county

Median HH Income

$66,182

↓ 2.5% vs county

Median Home Value

$173,500

↓ 12.8% vs county

Median Age

35.6 yrs

↑ 5.6% vs county

Unemployment Rate

3.6%

↑ 26.7% vs county

Income & Housing Comparison

How ZIP 32040 compares to Baker County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 32040 $66k Baker $68k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 32040 $174k Baker $199k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

7.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

86.0%

of occupied housing units are owner-occupied

Median Gross Rent

$1,015

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 32040 using local Census metrics.

Median Home Value$173,500
Down Payment (20%)$34,700
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,102P&I: $877 | Tax: $174 | Ins: $51
Rent (Local Median)
$1,015
Renting is CheaperRenting is estimated to save you $87/month compared to buying costs.

How Does 32040 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 32040 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 32040, sorted by distance.

32063 7.6 mi away baker county 31562 17.9 mi away charlton county 32009 20.0 mi away nassau county

About Baker County

Baker County is located in Florida and has a total population of 27,969. The county's median household income is $67,872 and median home value is $198,900. ZIP code 32040 is one of many ZCTAs within this county.

View all ZIP codes in Baker County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.