ZIP Code 32407 Demographics

Bay County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 32407 compared to county averages.

Total Population

14,710

↓ 91.9% vs county

Median HH Income

$75,093

↑ +13.8% vs county

Median Home Value

$334,000

↑ +35.3% vs county

Median Age

39.0 yrs

↑ 5.3% vs county

Unemployment Rate

2.2%

↑ 42.7% vs county

Income & Housing Comparison

How ZIP 32407 compares to Bay County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 32407 $75k Bay $66k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 32407 $334k Bay $247k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

21.7%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

58.7%

of occupied housing units are owner-occupied

Median Gross Rent

$1,750

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 32407 using local Census metrics.

Median Home Value$334,000
Down Payment (20%)$66,800
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,120P&I: $1689 | Tax: $334 | Ins: $97
Rent (Local Median)
$1,750
Renting is CheaperRenting is estimated to save you $370/month compared to buying costs.

How Does 32407 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 32407 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 32407, sorted by distance.

32563 75.0 mi away santa rosa county 32561 79.4 mi away santa rosa county

About Bay County

Bay County is located in Florida and has a total population of 181,055. The county's median household income is $65,999 and median home value is $246,800. ZIP code 32407 is one of many ZCTAs within this county.

View all ZIP codes in Bay County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.