ZIP Code 32408 Demographics

Bay County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 32408 compared to county averages.

Total Population

18,594

↓ 89.7% vs county

Median HH Income

$64,561

↓ 2.2% vs county

Median Home Value

$318,200

↑ +28.9% vs county

Median Age

46.6 yrs

↓ +13.1% vs county

Unemployment Rate

3.7%

↑ 5.6% vs county

Income & Housing Comparison

How ZIP 32408 compares to Bay County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 32408 $65k Bay $66k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 32408 $318k Bay $247k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

25.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

70.1%

of occupied housing units are owner-occupied

Median Gross Rent

$1,295

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 32408 using local Census metrics.

Median Home Value$318,200
Down Payment (20%)$63,640
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,020P&I: $1609 | Tax: $318 | Ins: $93
Rent (Local Median)
$1,295
Renting is CheaperRenting is estimated to save you $725/month compared to buying costs.

How Does 32408 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 32408 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 32408, sorted by distance.

32401 4.1 mi away bay county 32405 5.4 mi away bay county 32403 11.7 mi away bay county 32404 13.8 mi away bay county 32410 20.9 mi away bay county 32465 34.1 mi away gulf county

About Bay County

Bay County is located in Florida and has a total population of 181,055. The county's median household income is $65,999 and median home value is $246,800. ZIP code 32408 is one of many ZCTAs within this county.

View all ZIP codes in Bay County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.