ZIP Code 32003 Demographics

Clay County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 32003 compared to county averages.

Total Population

29,810

↓ 86.4% vs county

Median HH Income

$117,414

↑ +42.8% vs county

Median Home Value

$355,200

↑ +39.6% vs county

Median Age

47.0 yrs

↓ +17.8% vs county

Unemployment Rate

4.1%

↑ 2.1% vs county

Income & Housing Comparison

How ZIP 32003 compares to Clay County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 32003 $117k Clay $82k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 32003 $355k Clay $255k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

27.4%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

85.2%

of occupied housing units are owner-occupied

Median Gross Rent

$1,909

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 32003 using local Census metrics.

Median Home Value$355,200
Down Payment (20%)$71,040
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,255P&I: $1796 | Tax: $355 | Ins: $104
Rent (Local Median)
$1,909
Renting is CheaperRenting is estimated to save you $346/month compared to buying costs.

How Does 32003 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 32003 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 32003, sorted by distance.

32073 5.2 mi away clay county 32223 5.5 mi away duval county 32065 6.4 mi away clay county 32259 7.7 mi away st johns county 32212 8.6 mi away duval county 32244 8.6 mi away duval county 32257 9.0 mi away duval county 32079 10.0 mi away clay county

About Clay County

Clay County is located in Florida and has a total population of 219,650. The county's median household income is $82,242 and median home value is $254,500. ZIP code 32003 is one of many ZCTAs within this county.

View all ZIP codes in Clay County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.