ZIP Code 34609 Demographics

Hernando County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 34609 compared to county averages.

Total Population

44,696

↓ 77.3% vs county

Median HH Income

$71,303

↑ +20.4% vs county

Median Home Value

$244,700

↑ +14.0% vs county

Median Age

44.5 yrs

↑ 8.2% vs county

Unemployment Rate

7.2%

↓ +21.7% vs county

Income & Housing Comparison

How ZIP 34609 compares to Hernando County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 34609 $71k Hernando $59k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 34609 $245k Hernando $215k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

14.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

81.5%

of occupied housing units are owner-occupied

Median Gross Rent

$1,358

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 34609 using local Census metrics.

Median Home Value$244,700
Down Payment (20%)$48,940
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,553P&I: $1237 | Tax: $245 | Ins: $71
Rent (Local Median)
$1,358
Renting is CheaperRenting is estimated to save you $195/month compared to buying costs.

How Does 34609 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 34609 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 34609, sorted by distance.

34608 2.7 mi away hernando county 34604 4.5 mi away hernando county 34613 7.5 mi away hernando county 34601 11.6 mi away hernando county 34614 11.9 mi away hernando county 34602 14.0 mi away hernando county 34446 18.5 mi away citrus county 34448 21.1 mi away citrus county

About Hernando County

Hernando County is located in Florida and has a total population of 196,621. The county's median household income is $59,202 and median home value is $214,700. ZIP code 34609 is one of many ZCTAs within this county.

View all ZIP codes in Hernando County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.