ZIP Code 33040 Demographics

Monroe County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 33040 compared to county averages.

Total Population

36,379

↓ 55.7% vs county

Median HH Income

$80,069

↓ 0.1% vs county

Median Home Value

$766,700

↑ +10.0% vs county

Median Age

41.8 yrs

↑ 13.5% vs county

Unemployment Rate

2.6%

↑ 21.6% vs county

Income & Housing Comparison

How ZIP 33040 compares to Monroe County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 33040 $80k Monroe $80k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 33040 $767k Monroe $697k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

22.3%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

47.7%

of occupied housing units are owner-occupied

Median Gross Rent

$2,044

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 33040 using local Census metrics.

Median Home Value$766,700
Down Payment (20%)$153,340
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$4,868P&I: $3877 | Tax: $767 | Ins: $224
Rent (Local Median)
$2,044
Renting is CheaperRenting is estimated to save you $2,824/month compared to buying costs.

How Does 33040 Compare?

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Location & Neighboring Areas

Interactive map showing ZIP code 33040 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 33040, sorted by distance.

No nearby ZIP codes found.

About Monroe County

Monroe County is located in Florida and has a total population of 82,044. The county's median household income is $80,111 and median home value is $696,900. ZIP code 33040 is one of many ZCTAs within this county.

View all ZIP codes in Monroe County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.