ZIP Code 32097 Demographics

Nassau County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 32097 compared to county averages.

Total Population

21,778

↓ 76.2% vs county

Median HH Income

$83,933

↓ 0.2% vs county

Median Home Value

$266,400

↓ 13.2% vs county

Median Age

37.7 yrs

↑ 18.6% vs county

Unemployment Rate

2.6%

↑ 34.8% vs county

Income & Housing Comparison

How ZIP 32097 compares to Nassau County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 32097 $84k Nassau $84k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 32097 $266k Nassau $307k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

15.2%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

78.8%

of occupied housing units are owner-occupied

Median Gross Rent

$1,585

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 32097 using local Census metrics.

Median Home Value$266,400
Down Payment (20%)$53,280
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,691P&I: $1347 | Tax: $266 | Ins: $78
Rent (Local Median)
$1,585
Renting is CheaperRenting is estimated to save you $106/month compared to buying costs.

How Does 32097 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 32097 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 32097, sorted by distance.

31548 9.8 mi away camden county 31569 17.4 mi away camden county 31537 27.6 mi away charlton county

About Nassau County

Nassau County is located in Florida and has a total population of 91,538. The county's median household income is $84,085 and median home value is $306,800. ZIP code 32097 is one of many ZCTAs within this county.

View all ZIP codes in Nassau County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.