ZIP Code 32640 Demographics

Putnam County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 32640 compared to county averages.

Total Population

10,360

↓ 85.9% vs county

Median HH Income

$54,162

↑ +20.8% vs county

Median Home Value

$151,700

↑ +20.7% vs county

Median Age

50.3 yrs

↓ +11.5% vs county

Unemployment Rate

10.0%

↓ +12.5% vs county

Income & Housing Comparison

How ZIP 32640 compares to Putnam County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 32640 $54k Putnam $45k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 32640 $152k Putnam $126k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

8.5%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

84.2%

of occupied housing units are owner-occupied

Median Gross Rent

$1,012

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 32640 using local Census metrics.

Median Home Value$151,700
Down Payment (20%)$30,340
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$963P&I: $767 | Tax: $152 | Ins: $44
Rent (Local Median)
$1,012
Buying is CheaperBuying a home is estimated to save you $49/month compared to local rents.

How Does 32640 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 32640 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 32640, sorted by distance.

32641 9.5 mi away alachua county 32631 10.3 mi away alachua county 32666 11.8 mi away putnam county 32694 15.7 mi away alachua county 32656 18.4 mi away clay county 32044 20.4 mi away bradford county 32061 44.0 mi away columbia county 32072 46.8 mi away baker county

About Putnam County

Putnam County is located in Florida and has a total population of 73,604. The county's median household income is $44,852 and median home value is $125,700. ZIP code 32640 is one of many ZCTAs within this county.

View all ZIP codes in Putnam County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.