ZIP Code 32439 Demographics

Walton County, Florida  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 32439 compared to county averages.

Total Population

14,572

↓ 81.0% vs county

Median HH Income

$71,685

↓ 4.2% vs county

Median Home Value

$311,700

↓ 4.7% vs county

Median Age

39.4 yrs

↑ 11.3% vs county

Unemployment Rate

3.2%

↑ 38.7% vs county

Income & Housing Comparison

How ZIP 32439 compares to Walton County and Florida overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 32439 $72k Walton $75k Florida $68k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 32439 $312k Walton $327k Florida $292k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

21.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

79.8%

of occupied housing units are owner-occupied

Median Gross Rent

$1,454

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 32439 using local Census metrics.

Median Home Value$311,700
Down Payment (20%)$62,340
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,979P&I: $1576 | Tax: $312 | Ins: $91
Rent (Local Median)
$1,454
Renting is CheaperRenting is estimated to save you $525/month compared to buying costs.

How Does 32439 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 32439 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 32439, sorted by distance.

32437 13.4 mi away washington county 32461 14.7 mi away walton county 32413 17.4 mi away bay county 32462 18.0 mi away washington county

About Walton County

Walton County is located in Florida and has a total population of 76,618. The county's median household income is $74,832 and median home value is $327,000. ZIP code 32439 is one of many ZCTAs within this county.

View all ZIP codes in Walton County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.