ZIP Code 39851 Demographics

Clay County, Georgia  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 39851 compared to county averages.

Total Population

1,872

↓ 34.4% vs county

Median HH Income

$32,331

↓ 25.3% vs county

Median Home Value

$76,700

↓ 5.5% vs county

Median Age

42.5 yrs

↑ 0.5% vs county

Unemployment Rate

5.8%

↓ +65.1% vs county

Income & Housing Comparison

How ZIP 39851 compares to Clay County and Georgia overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 39851 $32k Clay $43k Georgia $71k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 39851 $77k Clay $81k Georgia $246k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

6.4%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

59.1%

of occupied housing units are owner-occupied

Median Gross Rent

$378

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 39851 using local Census metrics.

Median Home Value$76,700
Down Payment (20%)$15,340
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$487P&I: $388 | Tax: $77 | Ins: $22
Rent (Local Median)
$378
Renting is CheaperRenting is estimated to save you $109/month compared to buying costs.

How Does 39851 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 39851 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 39851, sorted by distance.

39824 9.8 mi away clay county 39846 15.8 mi away calhoun county 39823 20.2 mi away early county 39813 23.7 mi away calhoun county 39862 31.0 mi away calhoun county 39870 40.9 mi away baker county

About Clay County

Clay County is located in Georgia and has a total population of 2,855. The county's median household income is $43,264 and median home value is $81,200. ZIP code 39851 is one of many ZCTAs within this county.

View all ZIP codes in Clay County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.