ZIP Code 31312 Demographics

Effingham County, Georgia  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 31312 compared to county averages.

Total Population

24,235

↓ 62.9% vs county

Median HH Income

$92,114

↑ +15.9% vs county

Median Home Value

$229,900

↑ +5.0% vs county

Median Age

34.9 yrs

↑ 4.1% vs county

Unemployment Rate

5.5%

↓ +5.7% vs county

Income & Housing Comparison

How ZIP 31312 compares to Effingham County and Georgia overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 31312 $92k Effingham $79k Georgia $71k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 31312 $230k Effingham $219k Georgia $246k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

19.2%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

84.9%

of occupied housing units are owner-occupied

Median Gross Rent

$1,343

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 31312 using local Census metrics.

Median Home Value$229,900
Down Payment (20%)$45,980
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,459P&I: $1162 | Tax: $230 | Ins: $67
Rent (Local Median)
$1,343
Renting is CheaperRenting is estimated to save you $116/month compared to buying costs.

How Does 31312 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 31312 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 31312, sorted by distance.

31307 9.4 mi away effingham county 31326 9.9 mi away effingham county 31308 10.5 mi away bryan county 31318 11.7 mi away effingham county 31302 13.4 mi away effingham county 31322 16.2 mi away chatham county 31408 18.4 mi away chatham county 31415 22.6 mi away chatham county

About Effingham County

Effingham County is located in Georgia and has a total population of 65,314. The county's median household income is $79,474 and median home value is $219,000. ZIP code 31312 is one of many ZCTAs within this county.

View all ZIP codes in Effingham County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.