ZIP Code 46540 Demographics

Elkhart County, Indiana  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 46540 compared to county averages.

Total Population

13,131

↓ 93.7% vs county

Median HH Income

$99,328

↑ +55.3% vs county

Median Home Value

$300,400

↑ +65.2% vs county

Median Age

33.8 yrs

↑ 5.1% vs county

Unemployment Rate

3.4%

↑ 10.2% vs county

Income & Housing Comparison

How ZIP 46540 compares to Elkhart County and Indiana overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 46540 $99k Elkhart $64k Indiana $67k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 46540 $300k Elkhart $182k Indiana $184k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

12.9%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

87.6%

of occupied housing units are owner-occupied

Median Gross Rent

$1,048

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 46540 using local Census metrics.

Median Home Value$300,400
Down Payment (20%)$60,080
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,907P&I: $1519 | Tax: $300 | Ins: $88
Rent (Local Median)
$1,048
Renting is CheaperRenting is estimated to save you $859/month compared to buying costs.

How Does 46540 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 46540 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 46540, sorted by distance.

46565 6.2 mi away lagrange county 49099 8.0 mi away st joseph county 46543 9.9 mi away elkhart county 46571 10.9 mi away lagrange county 49091 16.5 mi away st joseph county 46761 17.3 mi away lagrange county 46784 20.4 mi away noble county 46795 20.6 mi away lagrange county

About Elkhart County

Elkhart County is located in Indiana and has a total population of 206,841. The county's median household income is $63,978 and median home value is $181,800. ZIP code 46540 is one of many ZCTAs within this county.

View all ZIP codes in Elkhart County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.