ZIP Code 41086 Demographics

Gallatin County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 41086 compared to county averages.

Total Population

1,982

↓ 77.3% vs county

Median HH Income

$48,073

↓ 18.0% vs county

Median Home Value

$123,400

↓ 20.2% vs county

Median Age

42.7 yrs

↓ +10.3% vs county

Unemployment Rate

0.7%

↑ 81.1% vs county

Income & Housing Comparison

How ZIP 41086 compares to Gallatin County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 41086 $48k Gallatin $59k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 41086 $123k Gallatin $155k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

11.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

80.6%

of occupied housing units are owner-occupied

Median Gross Rent

$848

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 41086 using local Census metrics.

Median Home Value$123,400
Down Payment (20%)$24,680
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$783P&I: $624 | Tax: $123 | Ins: $36
Rent (Local Median)
$848
Buying is CheaperBuying a home is estimated to save you $65/month compared to local rents.

How Does 41086 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 41086 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 41086, sorted by distance.

41046 4.4 mi away gallatin county 41052 5.6 mi away grant county 41095 7.6 mi away gallatin county 41045 8.6 mi away carroll county 47020 9.4 mi away switzerland county 47038 11.1 mi away switzerland county 47011 16.9 mi away switzerland county 47040 17.1 mi away ohio county

About Gallatin County

Gallatin County is located in Kentucky and has a total population of 8,720. The county's median household income is $58,641 and median home value is $154,600. ZIP code 41086 is one of many ZCTAs within this county.

View all ZIP codes in Gallatin County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.