ZIP Code 40444 Demographics

Garrard County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 40444 compared to county averages.

Total Population

14,183

↓ 17.4% vs county

Median HH Income

$56,894

↓ 2.3% vs county

Median Home Value

$173,800

↑ +1.8% vs county

Median Age

43.2 yrs

↑ 0.7% vs county

Unemployment Rate

5.7%

↓ +7.4% vs county

Income & Housing Comparison

How ZIP 40444 compares to Garrard County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 40444 $57k Garrard $58k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 40444 $174k Garrard $171k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

9.7%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

81.2%

of occupied housing units are owner-occupied

Median Gross Rent

$830

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 40444 using local Census metrics.

Median Home Value$173,800
Down Payment (20%)$34,760
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,104P&I: $879 | Tax: $174 | Ins: $51
Rent (Local Median)
$830
Renting is CheaperRenting is estimated to save you $274/month compared to buying costs.

How Does 40444 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 40444 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 40444, sorted by distance.

40390 12.9 mi away jessamine county 40356 13.4 mi away jessamine county 40339 18.4 mi away jessamine county 40515 19.3 mi away fayette county 40372 22.5 mi away mercer county

About Garrard County

Garrard County is located in Kentucky and has a total population of 17,175. The county's median household income is $58,263 and median home value is $170,800. ZIP code 40444 is one of many ZCTAs within this county.

View all ZIP codes in Garrard County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.