ZIP Code 40855 Demographics

Harlan County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 40855 compared to county averages.

Total Population

738

↓ 97.2% vs county

Median HH Income

$27,778

↓ 20.9% vs county

Median Home Value

$52,600

↓ 26.2% vs county

Median Age

58.6 yrs

↓ +42.2% vs county

Unemployment Rate

5.6%

↑ 48.0% vs county

Income & Housing Comparison

How ZIP 40855 compares to Harlan County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 40855 $28k Harlan $35k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 40855 $53k Harlan $71k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

2.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

67.0%

of occupied housing units are owner-occupied

Median Gross Rent

$597

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 40855 using local Census metrics.

Median Home Value$52,600
Down Payment (20%)$10,520
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$334P&I: $266 | Tax: $53 | Ins: $15
Rent (Local Median)
$597
Buying is CheaperBuying a home is estimated to save you $263/month compared to local rents.

How Does 40855 Compare?

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Location & Neighboring Areas

Interactive map showing ZIP code 40855 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 40855, sorted by distance.

About Harlan County

Harlan County is located in Kentucky and has a total population of 26,589. The county's median household income is $35,128 and median home value is $71,300. ZIP code 40855 is one of many ZCTAs within this county.

View all ZIP codes in Harlan County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.