ZIP Code 42765 Demographics

Hart County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 42765 compared to county averages.

Total Population

6,767

↓ 65.0% vs county

Median HH Income

$48,146

↑ +5.7% vs county

Median Home Value

$124,000

↑ +7.4% vs county

Median Age

36.1 yrs

↑ 10.4% vs county

Unemployment Rate

2.8%

↑ 20.1% vs county

Income & Housing Comparison

How ZIP 42765 compares to Hart County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 42765 $48k Hart $46k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 42765 $124k Hart $116k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

6.1%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

68.0%

of occupied housing units are owner-occupied

Median Gross Rent

$660

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 42765 using local Census metrics.

Median Home Value$124,000
Down Payment (20%)$24,800
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$787P&I: $627 | Tax: $124 | Ins: $36
Rent (Local Median)
$660
Renting is CheaperRenting is estimated to save you $127/month compared to buying costs.

How Does 42765 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 42765 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 42765, sorted by distance.

42713 5.2 mi away hart county 42784 9.5 mi away hardin county 42729 9.5 mi away hart county 42776 13.8 mi away hardin county 42788 16.1 mi away hardin county 42740 19.2 mi away hardin county 42712 21.6 mi away grayson county 42732 22.8 mi away hardin county

About Hart County

Hart County is located in Kentucky and has a total population of 19,345. The county's median household income is $45,561 and median home value is $115,500. ZIP code 42765 is one of many ZCTAs within this county.

View all ZIP codes in Hart County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.