ZIP Code 41040 Demographics

Pendleton County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 41040 compared to county averages.

Total Population

7,312

↓ 50.0% vs county

Median HH Income

$48,384

↓ 17.6% vs county

Median Home Value

$123,000

↓ 19.1% vs county

Median Age

40.9 yrs

↑ 1.9% vs county

Unemployment Rate

5.2%

↓ +3.6% vs county

Income & Housing Comparison

How ZIP 41040 compares to Pendleton County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 41040 $48k Pendleton $59k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 41040 $123k Pendleton $152k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

8.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

70.3%

of occupied housing units are owner-occupied

Median Gross Rent

$885

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 41040 using local Census metrics.

Median Home Value$123,000
Down Payment (20%)$24,600
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$781P&I: $622 | Tax: $123 | Ins: $36
Rent (Local Median)
$885
Buying is CheaperBuying a home is estimated to save you $104/month compared to local rents.

How Does 41040 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 41040 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 41040, sorted by distance.

41004 12.1 mi away bracken county 41031 16.3 mi away harrison county 41064 17.5 mi away robertson county 40311 28.0 mi away nicholas county 41039 29.4 mi away fleming county 41041 36.7 mi away fleming county

About Pendleton County

Pendleton County is located in Kentucky and has a total population of 14,638. The county's median household income is $58,723 and median home value is $152,000. ZIP code 41040 is one of many ZCTAs within this county.

View all ZIP codes in Pendleton County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.