ZIP Code 40763 Demographics

Whitley County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 40763 compared to county averages.

Total Population

438

↓ 98.8% vs county

Median HH Income

$23,095

↓ 47.9% vs county

Median Home Value

$52,600

↓ 54.0% vs county

Median Age

55.6 yrs

↓ +54.0% vs county

Unemployment Rate

0.0%

↑ 100.0% vs county

Income & Housing Comparison

How ZIP 40763 compares to Whitley County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 40763 $23k Whitley $44k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 40763 $53k Whitley $114k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

0.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

77.5%

of occupied housing units are owner-occupied

Median Gross Rent

$826

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 40763 using local Census metrics.

Median Home Value$52,600
Down Payment (20%)$10,520
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$334P&I: $266 | Tax: $53 | Ins: $15
Rent (Local Median)
$826
Buying is CheaperBuying a home is estimated to save you $492/month compared to local rents.

How Does 40763 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 40763 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 40763, sorted by distance.

About Whitley County

Whitley County is located in Kentucky and has a total population of 36,648. The county's median household income is $44,332 and median home value is $114,300. ZIP code 40763 is one of many ZCTAs within this county.

View all ZIP codes in Whitley County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.