ZIP Code 40769 Demographics

Whitley County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 40769 compared to county averages.

Total Population

18,167

↓ 50.4% vs county

Median HH Income

$44,553

↑ +0.5% vs county

Median Home Value

$81,800

↓ 28.4% vs county

Median Age

34.4 yrs

↑ 4.7% vs county

Unemployment Rate

7.6%

↓ +18.3% vs county

Income & Housing Comparison

How ZIP 40769 compares to Whitley County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 40769 $45k Whitley $44k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 40769 $82k Whitley $114k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

7.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

63.7%

of occupied housing units are owner-occupied

Median Gross Rent

$690

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 40769 using local Census metrics.

Median Home Value$81,800
Down Payment (20%)$16,360
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$520P&I: $414 | Tax: $82 | Ins: $24
Rent (Local Median)
$690
Buying is CheaperBuying a home is estimated to save you $170/month compared to local rents.

How Does 40769 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 40769 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 40769, sorted by distance.

37762 9.7 mi away campbell county 40759 9.7 mi away whitley county 40771 12.6 mi away knox county 41472 99.8 mi away morgan county

About Whitley County

Whitley County is located in Kentucky and has a total population of 36,648. The county's median household income is $44,332 and median home value is $114,300. ZIP code 40769 is one of many ZCTAs within this county.

View all ZIP codes in Whitley County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.