ZIP Code 21640 Demographics

Caroline County, Maryland  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 21640 compared to county averages.

Total Population

1,374

↓ 95.9% vs county

Median HH Income

$77,721

↑ +19.0% vs county

Median Home Value

$261,100

↑ +0.9% vs county

Median Age

39.3 yrs

↑ 0.5% vs county

Unemployment Rate

1.5%

↑ 68.1% vs county

Income & Housing Comparison

How ZIP 21640 compares to Caroline County and Maryland overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 21640 $78k Caroline $65k Maryland $98k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 21640 $261k Caroline $259k Maryland $381k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

11.1%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

95.7%

of occupied housing units are owner-occupied

Median Gross Rent

$1,650

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 21640 using local Census metrics.

Median Home Value$261,100
Down Payment (20%)$52,220
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,657P&I: $1320 | Tax: $261 | Ins: $76
Rent (Local Median)
$1,650
Renting is CheaperRenting is estimated to save you $7/month compared to buying costs.

How Does 21640 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 21640 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 21640, sorted by distance.

21636 3.2 mi away caroline county 21644 4.2 mi away queen annes county 21607 4.8 mi away queen annes county 21649 5.2 mi away caroline county 19964 5.3 mi away kent county 21668 8.5 mi away queen annes county 19953 8.6 mi away kent county 19934 10.2 mi away kent county

About Caroline County

Caroline County is located in Maryland and has a total population of 33,320. The county's median household income is $65,326 and median home value is $258,800. ZIP code 21640 is one of many ZCTAs within this county.

View all ZIP codes in Caroline County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.