ZIP Code 21838 Demographics

Somerset County, Maryland  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 21838 compared to county averages.

Total Population

2,219

↓ 91.0% vs county

Median HH Income

$85,929

↑ +64.8% vs county

Median Home Value

$175,200

↑ +11.5% vs county

Median Age

46.9 yrs

↓ +23.4% vs county

Unemployment Rate

3.4%

↑ 51.3% vs county

Income & Housing Comparison

How ZIP 21838 compares to Somerset County and Maryland overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 21838 $86k Somerset $52k Maryland $98k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 21838 $175k Somerset $157k Maryland $381k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

18.1%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

95.3%

of occupied housing units are owner-occupied

Median Gross Rent

$1,547

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 21838 using local Census metrics.

Median Home Value$175,200
Down Payment (20%)$35,040
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,112P&I: $886 | Tax: $175 | Ins: $51
Rent (Local Median)
$1,547
Buying is CheaperBuying a home is estimated to save you $435/month compared to local rents.

How Does 21838 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 21838 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 21838, sorted by distance.

21817 6.1 mi away somerset county 21871 6.2 mi away somerset county 21867 7.5 mi away somerset county 21890 10.0 mi away somerset county 21853 13.1 mi away somerset county 21821 14.8 mi away somerset county 21822 18.8 mi away worcester county 21840 19.0 mi away wicomico county

About Somerset County

Somerset County is located in Maryland and has a total population of 24,672. The county's median household income is $52,149 and median home value is $157,200. ZIP code 21838 is one of many ZCTAs within this county.

View all ZIP codes in Somerset County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.