ZIP Code 49040 Demographics

St. Joseph County, Michigan  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 49040 compared to county averages.

Total Population

3,436

↓ 94.4% vs county

Median HH Income

$56,048

↓ 10.0% vs county

Median Home Value

$132,500

↓ 13.3% vs county

Median Age

42.8 yrs

↓ +7.5% vs county

Unemployment Rate

4.5%

↑ 13.3% vs county

Income & Housing Comparison

How ZIP 49040 compares to St. Joseph County and Michigan overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 49040 $56k St. Joseph $62k Michigan $69k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 49040 $133k St. Joseph $153k Michigan $201k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

8.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

82.1%

of occupied housing units are owner-occupied

Median Gross Rent

$802

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 49040 using local Census metrics.

Median Home Value$132,500
Down Payment (20%)$26,500
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$842P&I: $670 | Tax: $133 | Ins: $39
Rent (Local Median)
$802
Renting is CheaperRenting is estimated to save you $40/month compared to buying costs.

How Does 49040 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 49040 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 49040, sorted by distance.

49066 5.0 mi away st joseph county 49089 5.5 mi away branch county 49030 7.4 mi away st joseph county 49072 7.5 mi away st joseph county 49052 10.4 mi away kalamazoo county 49028 10.8 mi away branch county 49011 11.2 mi away calhoun county 49094 12.4 mi away branch county

About St. Joseph County

St. Joseph County is located in Michigan and has a total population of 60,887. The county's median household income is $62,281 and median home value is $152,800. ZIP code 49040 is one of many ZCTAs within this county.

View all ZIP codes in St. Joseph County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.