ZIP Code 64089 Demographics

Clay County, Missouri  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 64089 compared to county averages.

Total Population

13,818

↓ 94.5% vs county

Median HH Income

$94,007

↑ +14.3% vs county

Median Home Value

$277,900

↑ +17.2% vs county

Median Age

38.0 yrs

↓ +1.3% vs county

Unemployment Rate

0.5%

↑ 87.5% vs county

Income & Housing Comparison

How ZIP 64089 compares to Clay County and Missouri overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 64089 $94k Clay $82k Missouri $66k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 64089 $278k Clay $237k Missouri $199k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

21.4%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

85.2%

of occupied housing units are owner-occupied

Median Gross Rent

$1,115

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 64089 using local Census metrics.

Median Home Value$277,900
Down Payment (20%)$55,580
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,764P&I: $1405 | Tax: $278 | Ins: $81
Rent (Local Median)
$1,115
Renting is CheaperRenting is estimated to save you $649/month compared to buying costs.

How Does 64089 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 64089 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 64089, sorted by distance.

64492 6.2 mi away clinton county 64048 11.0 mi away clay county 64477 13.8 mi away clinton county 64454 14.7 mi away clinton county 64465 18.0 mi away clinton county 64401 18.6 mi away buchanan county 64448 19.8 mi away buchanan county 64493 21.2 mi away clinton county

About Clay County

Clay County is located in Missouri and has a total population of 253,085. The county's median household income is $82,264 and median home value is $237,200. ZIP code 64089 is one of many ZCTAs within this county.

View all ZIP codes in Clay County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.