ZIP Code 64118 Demographics

Clay County, Missouri  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 64118 compared to county averages.

Total Population

42,897

↓ 83.1% vs county

Median HH Income

$65,971

↓ 19.8% vs county

Median Home Value

$183,300

↓ 22.7% vs county

Median Age

36.8 yrs

↑ 1.9% vs county

Unemployment Rate

4.5%

↓ +13.5% vs county

Income & Housing Comparison

How ZIP 64118 compares to Clay County and Missouri overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 64118 $66k Clay $82k Missouri $66k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 64118 $183k Clay $237k Missouri $199k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

19.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

57.7%

of occupied housing units are owner-occupied

Median Gross Rent

$1,070

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 64118 using local Census metrics.

Median Home Value$183,300
Down Payment (20%)$36,660
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,163P&I: $927 | Tax: $183 | Ins: $53
Rent (Local Median)
$1,070
Renting is CheaperRenting is estimated to save you $93/month compared to buying costs.

How Does 64118 Compare?

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Location & Neighboring Areas

Interactive map showing ZIP code 64118 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 64118, sorted by distance.

About Clay County

Clay County is located in Missouri and has a total population of 253,085. The county's median household income is $82,264 and median home value is $237,200. ZIP code 64118 is one of many ZCTAs within this county.

View all ZIP codes in Clay County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.