ZIP Code 07031 Demographics

Bergen County, New Jersey  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 07031 compared to county averages.

Total Population

16,352

↓ 98.3% vs county

Median HH Income

$96,869

↓ 18.4% vs county

Median Home Value

$442,700

↓ 21.2% vs county

Median Age

40.4 yrs

↑ 3.8% vs county

Unemployment Rate

5.8%

↓ +7.2% vs county

Income & Housing Comparison

How ZIP 07031 compares to Bergen County and New Jersey overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 07031 $97k Bergen $119k New Jersey $97k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 07031 $443k Bergen $562k New Jersey $401k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

22.7%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

47.0%

of occupied housing units are owner-occupied

Median Gross Rent

$1,656

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 07031 using local Census metrics.

Median Home Value$442,700
Down Payment (20%)$88,540
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,811P&I: $2239 | Tax: $443 | Ins: $129
Rent (Local Median)
$1,656
Renting is CheaperRenting is estimated to save you $1,155/month compared to buying costs.

How Does 07031 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 07031 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 07031, sorted by distance.

07071 1.1 mi away bergen county 07109 1.9 mi away essex county 07070 2.5 mi away bergen county 07110 2.7 mi away essex county 07073 3.0 mi away bergen county 07014 3.1 mi away passaic county 07072 4.3 mi away bergen county 07012 4.5 mi away passaic county

About Bergen County

Bergen County is located in New Jersey and has a total population of 953,243. The county's median household income is $118,714 and median home value is $561,500. ZIP code 07031 is one of many ZCTAs within this county.

View all ZIP codes in Bergen County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.