ZIP Code 28774 Demographics

Transylvania County, North Carolina  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 28774 compared to county averages.

Total Population

1,274

↓ 96.2% vs county

Median HH Income

$113,798

↑ +83.4% vs county

Median Home Value

$593,500

↑ +98.8% vs county

Median Age

63.7 yrs

↓ +21.6% vs county

Unemployment Rate

1.8%

↑ 54.5% vs county

Income & Housing Comparison

How ZIP 28774 compares to Transylvania County and North Carolina overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 28774 $114k Transylvania $62k North Carolina $66k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 28774 $594k Transylvania $299k North Carolina $235k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

25.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

83.4%

of occupied housing units are owner-occupied

Median Gross Rent

$1,644

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 28774 using local Census metrics.

Median Home Value$593,500
Down Payment (20%)$118,700
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$3,768P&I: $3001 | Tax: $594 | Ins: $173
Rent (Local Median)
$1,644
Renting is CheaperRenting is estimated to save you $2,124/month compared to buying costs.

How Does 28774 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 28774 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 28774, sorted by distance.

28717 5.5 mi away jackson county 29686 11.5 mi away oconee county 28741 12.4 mi away macon county 29664 18.1 mi away oconee county 30537 20.0 mi away rabun county 30044 101.3 mi away gwinnett county 30047 105.7 mi away gwinnett county 30093 105.8 mi away gwinnett county

About Transylvania County

Transylvania County is located in North Carolina and has a total population of 33,131. The county's median household income is $62,056 and median home value is $298,600. ZIP code 28774 is one of many ZCTAs within this county.

View all ZIP codes in Transylvania County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.