ZIP Code 45312 Demographics

Miami County, Ohio  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 45312 compared to county averages.

Total Population

947

↓ 99.1% vs county

Median HH Income

$64,545

↓ 9.7% vs county

Median Home Value

$198,900

↑ +4.2% vs county

Median Age

51.4 yrs

↓ +25.1% vs county

Unemployment Rate

7.0%

↓ +107.4% vs county

Income & Housing Comparison

How ZIP 45312 compares to Miami County and Ohio overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 45312 $65k Miami $71k Ohio $67k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 45312 $199k Miami $191k Ohio $183k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

10.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

86.7%

of occupied housing units are owner-occupied

Median Gross Rent

$1,057

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 45312 using local Census metrics.

Median Home Value$198,900
Down Payment (20%)$39,780
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,263P&I: $1006 | Tax: $199 | Ins: $58
Rent (Local Median)
$1,057
Renting is CheaperRenting is estimated to save you $206/month compared to buying costs.

How Does 45312 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 45312 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 45312, sorted by distance.

45389 2.8 mi away champaign county 45373 6.4 mi away miami county 45371 9.4 mi away miami county 45341 13.0 mi away clark county 45377 13.6 mi away montgomery county 45339 14.3 mi away miami county 45359 14.4 mi away miami county 45424 14.8 mi away montgomery county

About Miami County

Miami County is located in Ohio and has a total population of 108,818. The county's median household income is $71,440 and median home value is $190,900. ZIP code 45312 is one of many ZCTAs within this county.

View all ZIP codes in Miami County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.