ZIP Code 45309 Demographics

Montgomery County, Ohio  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 45309 compared to county averages.

Total Population

11,789

↓ 97.8% vs county

Median HH Income

$71,221

↑ +15.0% vs county

Median Home Value

$181,500

↑ +17.6% vs county

Median Age

45.8 yrs

↓ +17.4% vs county

Unemployment Rate

4.7%

↑ 20.2% vs county

Income & Housing Comparison

How ZIP 45309 compares to Montgomery County and Ohio overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 45309 $71k Montgomery $62k Ohio $67k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 45309 $182k Montgomery $154k Ohio $183k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

16.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

74.9%

of occupied housing units are owner-occupied

Median Gross Rent

$907

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 45309 using local Census metrics.

Median Home Value$181,500
Down Payment (20%)$36,300
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,153P&I: $918 | Tax: $182 | Ins: $53
Rent (Local Median)
$907
Renting is CheaperRenting is estimated to save you $246/month compared to buying costs.

How Does 45309 Compare?

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Location & Neighboring Areas

Interactive map showing ZIP code 45309 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 45309, sorted by distance.

45354 4.8 mi away montgomery county 45378 5.5 mi away preble county 45338 6.5 mi away preble county 45345 7.3 mi away montgomery county 45361 8.4 mi away miami county 45381 9.4 mi away preble county 45337 9.5 mi away miami county 45358 10.6 mi away darke county

About Montgomery County

Montgomery County is located in Ohio and has a total population of 536,121. The county's median household income is $61,942 and median home value is $154,300. ZIP code 45309 is one of many ZCTAs within this county.

View all ZIP codes in Montgomery County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.