ZIP Code 38221 Demographics

Benton County, Tennessee  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 38221 compared to county averages.

Total Population

3,042

↓ 80.9% vs county

Median HH Income

$50,208

↑ +5.2% vs county

Median Home Value

$104,300

↓ 6.9% vs county

Median Age

53.6 yrs

↓ +11.9% vs county

Unemployment Rate

12.9%

↓ +100.2% vs county

Income & Housing Comparison

How ZIP 38221 compares to Benton County and Tennessee overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 38221 $50k Benton $48k Tennessee $64k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 38221 $104k Benton $112k Tennessee $232k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

4.4%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

75.7%

of occupied housing units are owner-occupied

Median Gross Rent

$645

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 38221 using local Census metrics.

Median Home Value$104,300
Down Payment (20%)$20,860
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$661P&I: $527 | Tax: $104 | Ins: $30
Rent (Local Median)
$645
Renting is CheaperRenting is estimated to save you $16/month compared to buying costs.

How Does 38221 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 38221 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 38221, sorted by distance.

About Benton County

Benton County is located in Tennessee and has a total population of 15,933. The county's median household income is $47,737 and median home value is $112,000. ZIP code 38221 is one of many ZCTAs within this county.

View all ZIP codes in Benton County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.