ZIP Code 38320 Demographics

Benton County, Tennessee  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 38320 compared to county averages.

Total Population

10,773

↓ 32.4% vs county

Median HH Income

$49,774

↑ +4.3% vs county

Median Home Value

$115,600

↑ +3.2% vs county

Median Age

43.7 yrs

↑ 8.8% vs county

Unemployment Rate

4.8%

↑ 26.0% vs county

Income & Housing Comparison

How ZIP 38320 compares to Benton County and Tennessee overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 38320 $50k Benton $48k Tennessee $64k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 38320 $116k Benton $112k Tennessee $232k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

7.1%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

70.7%

of occupied housing units are owner-occupied

Median Gross Rent

$798

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 38320 using local Census metrics.

Median Home Value$115,600
Down Payment (20%)$23,120
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$735P&I: $585 | Tax: $116 | Ins: $34
Rent (Local Median)
$798
Buying is CheaperBuying a home is estimated to save you $63/month compared to local rents.

How Does 38320 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 38320 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 38320, sorted by distance.

About Benton County

Benton County is located in Tennessee and has a total population of 15,933. The county's median household income is $47,737 and median home value is $112,000. ZIP code 38320 is one of many ZCTAs within this county.

View all ZIP codes in Benton County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.