ZIP Code 38321 Demographics

Carroll County, Tennessee  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 38321 compared to county averages.

Total Population

2,953

↓ 89.6% vs county

Median HH Income

$48,272

↓ 2.9% vs county

Median Home Value

$102,900

↓ 12.4% vs county

Median Age

41.8 yrs

↓ +0.2% vs county

Unemployment Rate

2.4%

↑ 48.6% vs county

Income & Housing Comparison

How ZIP 38321 compares to Carroll County and Tennessee overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 38321 $48k Carroll $50k Tennessee $64k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 38321 $103k Carroll $118k Tennessee $232k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

5.5%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

78.3%

of occupied housing units are owner-occupied

Median Gross Rent

$656

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 38321 using local Census metrics.

Median Home Value$102,900
Down Payment (20%)$20,580
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$653P&I: $520 | Tax: $103 | Ins: $30
Rent (Local Median)
$656
Buying is CheaperBuying a home is estimated to save you $3/month compared to local rents.

How Does 38321 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 38321 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 38321, sorted by distance.

38390 8.8 mi away carroll county 38388 12.3 mi away henderson county 38351 13.8 mi away henderson county 38345 16.9 mi away henderson county 38328 20.7 mi away henderson county 38352 21.1 mi away chester county 38374 27.7 mi away henderson county 38329 31.0 mi away decatur county

About Carroll County

Carroll County is located in Tennessee and has a total population of 28,381. The county's median household income is $49,700 and median home value is $117,500. ZIP code 38321 is one of many ZCTAs within this county.

View all ZIP codes in Carroll County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.