ZIP Code 38361 Demographics

Hardin County, Tennessee  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 38361 compared to county averages.

Total Population

1,185

↓ 95.6% vs county

Median HH Income

$57,582

↑ +22.8% vs county

Median Home Value

$138,800

↓ 2.5% vs county

Median Age

54.0 yrs

↓ +18.7% vs county

Unemployment Rate

0.0%

↑ 100.0% vs county

Income & Housing Comparison

How ZIP 38361 compares to Hardin County and Tennessee overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 38361 $58k Hardin $47k Tennessee $64k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 38361 $139k Hardin $142k Tennessee $232k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

11.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

91.2%

of occupied housing units are owner-occupied

Median Gross Rent

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 38361 using local Census metrics.

Median Home Value$138,800
Down Payment (20%)$27,760
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$881P&I: $702 | Tax: $139 | Ins: $40
Rent (Local Median)
$1,500
Buying is CheaperBuying a home is estimated to save you $619/month compared to local rents.

How Does 38361 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 38361 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 38361, sorted by distance.

About Hardin County

Hardin County is located in Tennessee and has a total population of 26,824. The county's median household income is $46,902 and median home value is $142,300. ZIP code 38361 is one of many ZCTAs within this county.

View all ZIP codes in Hardin County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.