ZIP Code 37040 Demographics

Montgomery County, Tennessee  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 37040 compared to county averages.

Total Population

60,377

↓ 72.8% vs county

Median HH Income

$62,035

↓ 8.6% vs county

Median Home Value

$223,900

↓ 1.1% vs county

Median Age

30.8 yrs

↑ 1.9% vs county

Unemployment Rate

6.2%

↓ +13.7% vs county

Income & Housing Comparison

How ZIP 37040 compares to Montgomery County and Tennessee overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 37040 $62k Montgomery $68k Tennessee $64k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 37040 $224k Montgomery $226k Tennessee $232k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

17.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

58.3%

of occupied housing units are owner-occupied

Median Gross Rent

$1,052

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 37040 using local Census metrics.

Median Home Value$223,900
Down Payment (20%)$44,780
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,421P&I: $1132 | Tax: $224 | Ins: $65
Rent (Local Median)
$1,052
Renting is CheaperRenting is estimated to save you $369/month compared to buying costs.

How Does 37040 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 37040 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 37040, sorted by distance.

37043 5.9 mi away montgomery county 37052 11.0 mi away montgomery county 37171 11.0 mi away montgomery county 37191 11.1 mi away montgomery county 37142 12.1 mi away montgomery county 37051 15.7 mi away dickson county 37165 17.7 mi away dickson county 37036 19.9 mi away dickson county

About Montgomery County

Montgomery County is located in Tennessee and has a total population of 222,305. The county's median household income is $67,890 and median home value is $226,400. ZIP code 37040 is one of many ZCTAs within this county.

View all ZIP codes in Montgomery County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.