ZIP Code 38127 Demographics

Shelby County, Tennessee  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 38127 compared to county averages.

Total Population

40,565

↓ 95.6% vs county

Median HH Income

$34,781

↓ 41.7% vs county

Median Home Value

$76,600

↓ 62.8% vs county

Median Age

31.4 yrs

↑ 12.5% vs county

Unemployment Rate

9.5%

↓ +29.7% vs county

Income & Housing Comparison

How ZIP 38127 compares to Shelby County and Tennessee overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 38127 $35k Shelby $60k Tennessee $64k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 38127 $77k Shelby $206k Tennessee $232k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

7.5%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

45.1%

of occupied housing units are owner-occupied

Median Gross Rent

$1,037

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 38127 using local Census metrics.

Median Home Value$76,600
Down Payment (20%)$15,320
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$486P&I: $387 | Tax: $77 | Ins: $22
Rent (Local Median)
$1,037
Buying is CheaperBuying a home is estimated to save you $551/month compared to local rents.

How Does 38127 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 38127 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 38127, sorted by distance.

38107 4.7 mi away shelby county 72364 9.8 mi away crittenden county 72325 14.2 mi away crittenden county 72338 14.7 mi away mississippi county 72384 14.9 mi away crittenden county 72327 17.8 mi away crittenden county 72339 19.0 mi away crittenden county 72350 19.2 mi away mississippi county

About Shelby County

Shelby County is located in Tennessee and has a total population of 926,440. The county's median household income is $59,621 and median home value is $206,100. ZIP code 38127 is one of many ZCTAs within this county.

View all ZIP codes in Shelby County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.