ZIP Code 76638 Demographics

McLennan County, Texas  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 76638 compared to county averages.

Total Population

3,106

↓ 98.8% vs county

Median HH Income

$117,708

↑ +96.9% vs county

Median Home Value

$328,700

↑ +67.4% vs county

Median Age

40.1 yrs

↓ +19.3% vs county

Unemployment Rate

3.0%

↑ 31.5% vs county

Income & Housing Comparison

How ZIP 76638 compares to McLennan County and Texas overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 76638 $118k McLennan $60k Texas $73k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 76638 $329k McLennan $196k Texas $238k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

21.4%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

93.7%

of occupied housing units are owner-occupied

Median Gross Rent

$1,113

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 76638 using local Census metrics.

Median Home Value$328,700
Down Payment (20%)$65,740
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,087P&I: $1662 | Tax: $329 | Ins: $96
Rent (Local Median)
$1,113
Renting is CheaperRenting is estimated to save you $974/month compared to buying costs.

How Does 76638 Compare?

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Location & Neighboring Areas

Interactive map showing ZIP code 76638 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 76638, sorted by distance.

About McLennan County

McLennan County is located in Texas and has a total population of 261,090. The county's median household income is $59,781 and median home value is $196,400. ZIP code 76638 is one of many ZCTAs within this county.

View all ZIP codes in McLennan County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.