ZIP Code 76431 Demographics

Wise County, Texas  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 76431 compared to county averages.

Total Population

4,543

↓ 93.5% vs county

Median HH Income

$70,536

↓ 17.4% vs county

Median Home Value

$163,100

↓ 34.3% vs county

Median Age

38.2 yrs

↑ 2.8% vs county

Unemployment Rate

8.2%

↓ +91.2% vs county

Income & Housing Comparison

How ZIP 76431 compares to Wise County and Texas overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 76431 $71k Wise $85k Texas $73k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 76431 $163k Wise $248k Texas $238k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

10.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

85.6%

of occupied housing units are owner-occupied

Median Gross Rent

$1,224

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 76431 using local Census metrics.

Median Home Value$163,100
Down Payment (20%)$32,620
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,036P&I: $825 | Tax: $163 | Ins: $48
Rent (Local Median)
$1,224
Buying is CheaperBuying a home is estimated to save you $188/month compared to local rents.

How Does 76431 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 76431 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 76431, sorted by distance.

76426 10.4 mi away wise county

About Wise County

Wise County is located in Texas and has a total population of 70,062. The county's median household income is $85,385 and median home value is $248,400. ZIP code 76431 is one of many ZCTAs within this county.

View all ZIP codes in Wise County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.