ZIP Code 98645 Demographics

Cowlitz County, Washington  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 98645 compared to county averages.

Total Population

2,044

↓ 98.2% vs county

Median HH Income

$98,167

↑ +38.4% vs county

Median Home Value

$417,600

↑ +25.7% vs county

Median Age

51.7 yrs

↓ +26.7% vs county

Unemployment Rate

8.2%

↓ +48.9% vs county

Income & Housing Comparison

How ZIP 98645 compares to Cowlitz County and Washington overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 98645 $98k Cowlitz $71k Washington $90k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 98645 $418k Cowlitz $332k Washington $473k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

22.7%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

94.6%

of occupied housing units are owner-occupied

Median Gross Rent

$771

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 98645 using local Census metrics.

Median Home Value$417,600
Down Payment (20%)$83,520
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,652P&I: $2112 | Tax: $418 | Ins: $122
Rent (Local Median)
$771
Renting is CheaperRenting is estimated to save you $1,881/month compared to buying costs.

How Does 98645 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 98645 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 98645, sorted by distance.

98611 5.5 mi away cowlitz county 98626 11.9 mi away cowlitz county

About Cowlitz County

Cowlitz County is located in Washington and has a total population of 110,621. The county's median household income is $70,912 and median home value is $332,200. ZIP code 98645 is one of many ZCTAs within this county.

View all ZIP codes in Cowlitz County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.