ZIP Code 98312 Demographics

Kitsap County, Washington  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 98312 compared to county averages.

Total Population

32,288

↓ 88.3% vs county

Median HH Income

$78,664

↓ 16.0% vs county

Median Home Value

$383,900

↓ 17.1% vs county

Median Age

36.6 yrs

↑ 7.8% vs county

Unemployment Rate

4.2%

↓ +1.2% vs county

Income & Housing Comparison

How ZIP 98312 compares to Kitsap County and Washington overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 98312 $79k Kitsap $94k Washington $90k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 98312 $384k Kitsap $463k Washington $473k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

17.4%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

61.5%

of occupied housing units are owner-occupied

Median Gross Rent

$1,532

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 98312 using local Census metrics.

Median Home Value$383,900
Down Payment (20%)$76,780
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,437P&I: $1941 | Tax: $384 | Ins: $112
Rent (Local Median)
$1,532
Renting is CheaperRenting is estimated to save you $905/month compared to buying costs.

How Does 98312 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 98312 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 98312, sorted by distance.

98383 6.4 mi away kitsap county 98380 6.6 mi away kitsap county 98315 10.6 mi away kitsap county 98359 13.1 mi away kitsap county 98320 14.8 mi away jefferson county 98332 16.2 mi away pierce county 98070 17.4 mi away king county 98335 20.1 mi away pierce county

About Kitsap County

Kitsap County is located in Washington and has a total population of 275,411. The county's median household income is $93,675 and median home value is $463,000. ZIP code 98312 is one of many ZCTAs within this county.

View all ZIP codes in Kitsap County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.