ZIP Code 98226 Demographics

Whatcom County, Washington  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 98226 compared to county averages.

Total Population

45,703

↓ 79.8% vs county

Median HH Income

$71,943

↓ 7.3% vs county

Median Home Value

$509,800

↑ +7.3% vs county

Median Age

40.1 yrs

↓ +6.1% vs county

Unemployment Rate

4.6%

↑ 4.9% vs county

Income & Housing Comparison

How ZIP 98226 compares to Whatcom County and Washington overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 98226 $72k Whatcom $78k Washington $90k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 98226 $510k Whatcom $475k Washington $473k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

24.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

60.6%

of occupied housing units are owner-occupied

Median Gross Rent

$1,432

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 98226 using local Census metrics.

Median Home Value$509,800
Down Payment (20%)$101,960
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$3,237P&I: $2578 | Tax: $510 | Ins: $149
Rent (Local Median)
$1,432
Renting is CheaperRenting is estimated to save you $1,805/month compared to buying costs.

How Does 98226 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 98226 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 98226, sorted by distance.

About Whatcom County

Whatcom County is located in Washington and has a total population of 226,523. The county's median household income is $77,581 and median home value is $475,000. ZIP code 98226 is one of many ZCTAs within this county.

View all ZIP codes in Whatcom County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.