ZIP Code 98295 Demographics

Whatcom County, Washington  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 98295 compared to county averages.

Total Population

3,033

↓ 98.7% vs county

Median HH Income

$91,060

↑ +17.4% vs county

Median Home Value

$340,400

↓ 28.3% vs county

Median Age

37.2 yrs

↑ 1.6% vs county

Unemployment Rate

2.4%

↑ 49.7% vs county

Income & Housing Comparison

How ZIP 98295 compares to Whatcom County and Washington overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 98295 $91k Whatcom $78k Washington $90k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 98295 $340k Whatcom $475k Washington $473k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

8.1%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

62.1%

of occupied housing units are owner-occupied

Median Gross Rent

$1,122

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 98295 using local Census metrics.

Median Home Value$340,400
Down Payment (20%)$68,080
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$2,160P&I: $1721 | Tax: $340 | Ins: $99
Rent (Local Median)
$1,122
Renting is CheaperRenting is estimated to save you $1,038/month compared to buying costs.

How Does 98295 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 98295 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 98295, sorted by distance.

98266 4.7 mi away whatcom county 98276 5.4 mi away whatcom county 98247 6.1 mi away whatcom county 98244 17.2 mi away whatcom county

About Whatcom County

Whatcom County is located in Washington and has a total population of 226,523. The county's median household income is $77,581 and median home value is $475,000. ZIP code 98295 is one of many ZCTAs within this county.

View all ZIP codes in Whatcom County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.